:root{--ink:#111A33;--ink-soft:#2B3A5C;--paper:#F7F6F1;--paper-pure:#FFF;--gold:#E0A72E;--gold-deep:#B4801A;--muted:#6C7691;--line:#DED9CC;--ok:#2F7A55;--radius:14px}*{box-sizing:border-box;margin:0;padding:0}body{font-family:Manrope,system-ui,sans-serif;background:var(--paper);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased}.wrap{max-width:820px;margin:0 auto;padding:0 20px}h1,h2,h3{font-family:Unbounded,system-ui,sans-serif;line-height:1.2;letter-spacing:-.02em}a{color:var(--gold-deep)}.topbar{display:flex;align-items:center;justify-content:space-between;padding:18px 0}.logo{font-family:Unbounded;font-weight:800;font-size:19px;color:var(--paper)}.logo .dot{color:var(--gold)}.topnav{font-size:14px;color:#f7f6f199;font-weight:600}.topnav a{color:#f7f6f1b3;text-decoration:none;margin-left:16px}.topnav a:hover{color:var(--gold)}.hero{background:var(--ink);color:var(--paper);padding-bottom:56px;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;left:50%;bottom:-300px;transform:translate(-50%);width:820px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(224,167,46,.17),transparent 68%)}.hero-in{position:relative;z-index:2;padding-top:34px}.eyebrow{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);border:1px solid rgba(224,167,46,.35);border-radius:100px;padding:6px 14px;margin-bottom:22px}.hero h1{font-size:clamp(28px,5vw,44px);font-weight:800;max-width:18ch}.hero p.lede{margin-top:16px;font-size:clamp(16px,2.1vw,18.5px);color:#f7f6f1bd;max-width:54ch}.btn{display:inline-block;font-family:Manrope;font-weight:800;font-size:16px;cursor:pointer;border:0;padding:17px 34px;border-radius:100px;text-decoration:none;transition:transform .15s}.btn-gold{background:var(--gold);color:#241902;box-shadow:0 8px 22px #e0a72e47}.btn-gold:hover{transform:translateY(-2px)}.btn-dark{background:var(--ink);color:var(--paper)}.hero .cta{margin-top:28px;display:flex;gap:14px;align-items:center;flex-wrap:wrap}.hero .cta small{font-size:13.5px;color:#f7f6f18c}.body-sec{padding:44px 0}.body-sec h2{font-size:clamp(21px,3.2vw,29px);font-weight:600;margin-bottom:14px}.body-sec h3{font-size:18px;font-weight:600;margin:26px 0 10px}.body-sec p{margin-bottom:14px;font-size:16px;color:var(--ink-soft)}.body-sec ul,.body-sec ol{margin:0 0 16px 22px}.body-sec li{margin-bottom:8px;font-size:16px;color:var(--ink-soft)}table{width:100%;border-collapse:collapse;margin:18px 0;font-size:15px}th{background:var(--ink);color:var(--paper);text-align:left;padding:11px 13px;font-size:12.5px;letter-spacing:.05em;text-transform:uppercase}td{padding:11px 13px;border-bottom:1px solid var(--line);color:var(--ink-soft)}tr:nth-child(2n) td{background:var(--paper-pure)}.cta-band{background:var(--paper-pure);border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;margin:30px 0;text-align:center}.cta-band h3{font-size:21px;font-weight:600;margin-bottom:10px}.cta-band p{color:var(--muted);margin-bottom:20px;font-size:15.5px}.steps{display:grid;gap:12px;margin:22px 0}.step{display:grid;grid-template-columns:34px 1fr;gap:14px;background:var(--paper-pure);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px}.step .n{font-family:Unbounded;font-weight:800;color:var(--gold-deep);font-size:15px}.step b{display:block;margin-bottom:3px;font-size:15.5px}.step span{font-size:14.5px;color:var(--muted)}.reasons{display:grid;gap:12px;margin:22px 0}.reason{background:var(--paper-pure);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px}.reason b{display:block;margin-bottom:5px;font-size:16px}.reason span{font-size:15px;color:var(--muted)}.warn{background:#fbf3f3;border-left:4px solid #C0574F;border-radius:10px;padding:18px 20px;margin:22px 0}.warn p{margin:0;color:#7a3b36;font-size:15.5px}.faq-item{border-bottom:1px solid var(--line);padding:18px 0}.faq-item h3{margin:0 0 8px;font-size:17px;font-weight:600}.faq-item p{margin:0;font-size:15.5px;color:var(--ink-soft)}.crosslink{background:var(--paper-pure);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);padding:20px 22px;margin:26px 0}.crosslink b{display:block;margin-bottom:5px}.crosslink p{margin:0;font-size:15px;color:var(--muted)}footer{background:var(--ink);color:#f7f6f180;padding:32px 0;font-size:13.5px;margin-top:30px}footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}footer a{color:#f7f6f1b3;text-decoration:none}@media(max-width:600px){.step{grid-template-columns:1fr}}